{"id":1624,"date":"2013-10-14T21:18:47","date_gmt":"2013-10-14T19:18:47","guid":{"rendered":"http:\/\/ofict.reference-syndicale.fr\/?p=1624"},"modified":"2020-10-21T11:14:42","modified_gmt":"2020-10-21T09:14:42","slug":"projet-de-reforme-des-retraites-lart-de-la-mystification","status":"publish","type":"post","link":"https:\/\/syndicoop.fr\/ofict\/projet-de-reforme-des-retraites-lart-de-la-mystification\/","title":{"rendered":"Projet de r\u00e9forme des retraites : l’art de la mystification"},"content":{"rendered":"
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L\u2019augmentation de la dur\u00e9e de cotisation permet d\u2019\u00e9viter \u00ab\u00a0la diminution du niveau des pensions\u00a0\u00bb\u00a0<\/h3>\n

FAUX !<\/strong><\/p>\n

Au d\u00e9but des ann\u00e9es 1980, pour une dur\u00e9e de cotisation exig\u00e9e de 37,5 ans, la pension moyenne nette repr\u00e9sentait 83 % du dernier salaire net. En 2001, pour une dur\u00e9e de 39,5 ans, elle ne repr\u00e9sentait plus que 78 % et en 2012 pour une dur\u00e9e exig\u00e9e de 41 ans son niveau s\u2019\u00e9tablissait \u00e0 75 % du salaire net de fin de carri\u00e8re. Selon le onzi\u00e8me rapport du Conseil d\u2019Orientation des Retraites, compte tenu d\u2019une dur\u00e9e de cotisation port\u00e9e \u00e0 43 annuit\u00e9s, le taux de remplacement du salaire net par la pension nette plafonnerait en moyenne \u00e0 65 % en 2040\u00a0!<\/p>\n<\/div>\n

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\"icon\"\u00a0T\u00e9l\u00e9charger le .pdf (635.23 KB)<\/a><\/div>\n<\/div>\n<\/div>\n
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\n\u00ab\u00a0Le gouvernement exclut la baisse ou le gel de la revalorisation des pensions de retrait\u00e9s\u00a0\u00bb (dossier de presse gouvernemental du 27 ao\u00fbt 2013) :<\/h3>\n

FAUX !<\/strong>
\nLes pensions continueront bien d\u2019\u00eatre revaloris\u00e9es en fonction de l\u2019inflation. Mais la revalorisation des pensions qui \u00e9tait vers\u00e9e au 1er avril ne le serait plus qu\u2019au 1er octobre, soit \u2026 6 mois perdus ! En cons\u00e9quence, d\u00e8s 2014 les pensions ne seraient plus augment\u00e9es que du quart de l\u2019inflation. Elles n\u2019\u00e9taient d\u00e9j\u00e0 plus revaloris\u00e9es depuis 2009 que des \u00be de l\u2019inflation, le gouvernement Fillon ayant alors d\u00e9cal\u00e9 la revalorisation du 1er janvier au 1er avril. Cette nouvelle perte de pouvoir d\u2019achat ne sera jamais r\u00e9cup\u00e9r\u00e9e\u00a0: elle repr\u00e9sentera en cumul, pour une inflation annuelle de 1,8 %, un mois et demi de pension au bout de dix ans, 2,1 mois au bout de 15 ans et 2,7 mois au bout de 20 ans\u00a0!<\/p>\n

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Les \u00ab\u00a0efforts\u00a0\u00bb seraient partag\u00e9s entre les salari\u00e9s, actifs ou retrait\u00e9s, et les entreprises\u00a0?<\/h3>\n

FAUX !<\/strong>
\nLa hausse des cotisations dites \u00ab\u00a0patronales\u00a0\u00bb sera totalement compens\u00e9e par une baisse des cotisations familiales, elle-m\u00eame compens\u00e9e soit par une hausse de la fiscalit\u00e9 directe ou indirecte, soit par une baisse des prestations familiales. Il est o\u00f9, l\u2019effort partag\u00e9\u00a0?<\/p>\n

\nPour les ing\u00e9nieurs, cadres, techniciens et agents de ma\u00eetrise (ICTAM)\u00a0: des taux de remplacements encore plus faibles\u00a0!<\/h3>\n

Le projet de loi exclut, hors rachat, toute possibilit\u00e9 de validation des ann\u00e9es d\u2019\u00e9tude. L\u2019allongement de la dur\u00e9e de cotisation \u00e0 43 annuit\u00e9s, s\u2019ajoutant \u00e0 des d\u00e9buts et des fins de carri\u00e8re chaotiques, rendra en pratique impossible l\u2019acc\u00e8s \u00e0 une pension \u00e0 taux plein avant 67 ans, \u00e2ge d\u2019annulation de la d\u00e9cote. Mais m\u00eame liquid\u00e9e \u00e0 taux plein, une pension de retraite est proratis\u00e9e en fonction du nombre de trimestres valid\u00e9s par rapport au nombre de trimestres exig\u00e9s\u00a0!<\/p>\n

Quant aux ICTAM qui ne parviendront pas \u00e0 se maintenir en emploi jusqu\u2019\u00e0 67 ans, ils essuieront une d\u00e9cote sur le montant de leur pension de 1,25 % par trimestre manquant, qui s\u2019ajoutera \u00e0 la proratisation.<\/p>\n

Le taux de remplacement du salaire par la pension de retraite peinera donc \u00e0 atteindre les 60 % pour les ICTAM. D\u2019autant que les entreprises n\u2019envisagent pas de faire travailler les salari\u00e9s au-del\u00e0 de leur esp\u00e9rance de vie en bonne sant\u00e9, en moyenne 63 ans\u2026<\/p>\n

Pour compenser la baisse du niveau des pensions, l\u2019\u00e9pargne retraite est-elle une alternative\u00a0?<\/h3>\n

Banquiers et assureurs promeuvent activement PERCO, PERP et autres dispositifs d\u2019\u00e9pargne. Mais ils ne prennent aucun engagement sur les prestations qu\u2019ils font miroiter. Le risque de perdre tout ou partie de l\u2019\u00e9pargne d\u2019une vie, au gr\u00e9 des retournements des march\u00e9s financiers, est int\u00e9gralement support\u00e9 par l\u2019\u00e9pargnant, ce qu\u2019il ignore le plus souvent. Pourquoi les salari\u00e9s devraient-ils assumer des risques que les banquiers se refusent, eux, en toute connaissance de cause,\u00a0 \u00e0 prendre ?<\/p>\n

R\u00e9former le financement des retraites : une d\u00e9cision \u00e0 la port\u00e9e des parlementaires\u00a0!<\/h3>\n

En d\u00e9cembre 2012, les parlementaires, en un vote, ont d\u00e9gag\u00e9, au titre du Cr\u00e9dit d\u2019Imp\u00f4ts Comp\u00e9titivit\u00e9\u00a0 Emploi, 20 milliards d\u2019euros au profit des entreprises soit un point de PIB.<\/p>\n

Pour r\u00e9tablir le droit \u00e0 une pension repr\u00e9sentant au minimum 75 % de la r\u00e9mun\u00e9ration de fin de carri\u00e8re, d\u00e8s 60 ans, il leur faudrait, sur 40 ans, d\u00e9gager 7 points de PIB soit 0,175 point de PIB par an. O\u00f9 est la difficult\u00e9\u00a0?<\/p>\n

A cet effet, la CGT\u00a0 et son UGICT proposent d\u2019adopter 5 mesures imm\u00e9diates\u00a0:<\/p>\n

\u2663\u00a0\u00a0 \u00a0Suppression des 30 milliards annuels d\u2019exon\u00e9rations de cotisations sociales \u00ab\u00a0patronales\u00a0\u00bb.
\n\u2663\u00a0\u00a0 \u00a0\u00c9largissement de l\u2019assiette de cotisations \u00e0 l\u2019int\u00e9ressement et \u00e0 la participation ainsi qu\u2019aux primes pour les fonctionnaires (\u224310\u00a0Mds de gain)
\n\u2663\u00a0\u00a0 \u00a0Mise \u00e0 contribution des revenus financiers per\u00e7us par les entreprises (\u224326 \u00e0 30 Mds de gain annuel).
\n\u2663\u00a0\u00a0 \u00a0Instauration de l\u2019\u00e9galit\u00e9 salariale entre les hommes et les femmes (10 Mds de gain en 2020)
\n\u2663\u00a0\u00a0 \u00a0Augmentation des cotisations \u00ab\u00a0patronales\u00a0\u00bb modul\u00e9e en fonction de la part des salaires dans la valeur ajout\u00e9e des entreprises et en fonction de leur comportement en mati\u00e8re d\u2019emploi, d\u2019\u00e9galit\u00e9 salariale, de recherche et d\u00e9veloppement
\nLe 15 octobre prochain, la CGT et son UGICT appellent \u00e0 manifester pour peser sur le d\u00e9bat parlementaire et changer le cap de la r\u00e9forme des retraites tout en faisant entendre vos exigences en mati\u00e8re de salaire et d\u2019emploi.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

L\u2019augmentation de la dur\u00e9e de cotisation permet d\u2019\u00e9viter \u00ab\u00a0la diminution du niveau des pensions\u00a0\u00bb\u00a0<\/p>\n","protected":false},"author":351,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,383],"tags":[],"class_list":["post-1624","post","type-post","status-publish","format-standard","hentry","category-actus","category-ugict","themes-remuneration-carriere-ldg","documents-tracts"],"acf":[],"yoast_head":"\nProjet de r\u00e9forme des retraites : l'art de la mystification - OFICT-CGT Equipement-Environnement<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/syndicoop.fr\/ofict\/projet-de-reforme-des-retraites-lart-de-la-mystification\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Projet de r\u00e9forme des retraites : l'art de la mystification - 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